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The structured finance approach created by Rainmaker Marketing Corporation follows a five layer approach:

1. Developer Capital Advances.  This is the seed capital the developer must contribute to the transaction (and later withdrawn - see below) in order to complete all required feasibility, design, engineering, construction, marketing, sales and operations program initiatives required to substantiate the transaction and shepherd the transaction through the pre-construction funding cycle.

2. Statutory Investment Incentives.  These are investment incentives that are available via a statutory entitlement.  These incentives are typically used to purchase credit enhancement or buy-down the mortgage loan interest rate.

3. Condominium Plans.  No, not for housing to be sold to the public, but an investment plan designed to generate additional equity capital to help qualify the project for a non-recourse loan.

4. Fractional Tenants-In-Common Real Estate Syndications.  The TIC Plan is the most important element because the net proceeds of TIC plan fractional syndications can be applied to the project as early as the pre-construction phase.  This makes the TIC plan the number one stop on the financing train.

5. Construction Mortgage Financing Loans.  The final part to the project financing is the construction mortgage loan.  Our approach is to increase the equity capitalization to a point where the lender can be induced to provide the construction mortgage financing loan on a non-recourse basis.