Capital Finance Consulting
Business Loan Proposals - Capital Funding Plans
Due Diligence Services
Quick Site Reviews
Market Studies
Financial Feasibility Studies
Underwriting Support
Senior Housing Consulting
Projects & Clients


Commercial Mortgage Brokers - Worth The Risk?

If you are seeking development financing for a commercial real estate project, commercial mortgage brokers may be able to offer you the loan that is right for you.  But before you stroke that check, you should think things through very carefully.  Most commercial mortgage brokers have no idea how the commercial mortgage lending underwriting process works, much less how it differs from lender to lender and what each lender requires in terms of the form, substance and schedule of due diligence documentation.

What about you?  What about your needs?  Have you been paying application fees and getting frustrated because nothing seems to be happening with your loan proposal?  Are you getting frustrated with your commercial mortgage broker, the process or the lender they say your project is being reviewed by?  Do you even know if the proposal is actually in underwriting or is it hung up (like most proposals) because something is missing that you are responsible for knowing, but nobody ever bothered to tell you you were responsible for providing?

More than 4 out of 5 funding proposals never achieve success.  More than 4 out of 5.  You should stop and think about that and the unique business model that Rainmaker Underwriting offers you in this regard that is unique to the capital markets.

If you are wondering why you really need Rainmaker in the mix, consider the following questions:

Do you fully and completely understand the underwriting process, schedule of events and activities and what underwriters are going to expect you to be able to do or provide?

Do you fully and completely understand how the due diligence process and presentation will affect how seriously investment consideration will be afforded to your proposal?

Do you fully and completely understand what the term "materially-significant" means when it is applied to commercial lending and institutional investing?

Do you fully and completely understand that non-recourse financing sets a much higher threshold for proof of concept in order to even qualify your proposal for investment underwriting consideration?

Can you afford to do anything less than maximize your chances for a successful outcome?  Will you roll the dice?

If you honestly answered no to any of these questions, then you have an issue and you should very seriously consider having Rainmaker resolve it for you before you go any further on your capital hunt as your odds of success will not be great.  In fact, failure is not an option usually, but the only possible outcome.

Rainmaker is the initial "gatekeeper" whose sole mission is to get your company, its principals and the entirety of the proposal ready for serious underwriting consideration, then release it to intermediaries, investment bankers and/or institutional investors when it is ready - and not before. We work with lenders, intermediaries, investors and investment bankers and learn what they need to see, what form it has to take, when it has to be in their hands and then educate the borrower on these requirements and review the entirety of the due diligence submittal to ensure the proposal is optimized to provide the maximize chances of a successful outcome that we can contrive for your benefit.  Rainmaker will then actively participate in the underwriting process when those all-important underwriting teleconference calls where your transaction is initially vetted, and then analyze offers and provide advice on counter-proposals and acceptance of the final result.

If failure isn't an option, then maximizing your chances of success should sound like a particularly good investment of your time and money in order to obtain that chance.  Rainmaker consultants understand the totality of the process, can provide the necessary analyses of market, business and economics that pertain directly to the key initial underwriting reviews that can only occur if your business case has been independently verified as your word on the matter won't carry a whole lot of weight.  Rainmaker has more than 24 years of operating experience and we focus on markets, income streams, business models, subjective investment risk and creating transaction structures that make positive investment decisions more likely to occur.  We then support the project as the prime project consultant who understands the key market, finance and business elements better than any other team member.

If you really want their money, then you have to be willing to do what is necessary to go get it.  We'll help you do what is necessary in a cost-effective and timely manner. 

Why not learn about the customized consulting solutions that can be offered to help you navigate the financing maze.  Talk to a Rainmaker consultant today.

Why do projects fail to get funding approved?

Rainmaker has had extensive discussions through the years with clients who are seeking funding for their commercial income-producing property development and construction program, but have, so far failed to do so.  Rainmaker has also had extensive discussions with intermediaries, investment bankers, lenders, investors and underwriters to get their side of the story.  The interesting thing is that the same five (5) things seem to come up again and again that end up leading to a total failure.  Are you destined to fail?  Can you afford to take the risk of blowing out even a single funding source, knowing that source could be the one source you needed to succeed?  What can you do to avoid these terrible mistakes that always lead to a rejection?  Click here and learn more.

Rainmaker Underwriting, LLC can trace its history back all the way to 1989.  Incorporated in 1993, Rainmaker Marketing Corporation evolved over time into a full-service business to business consulting firm.  Rainmaker Marketing Corporation’s initial specialization was in issues and documentation needs corresponding to the capital funding cycle for commercial real estate development projects with a primary focus on senior housing and health care related properties with over 400 assignments completed in some 45 states.  Today, Rainmaker Underwriting, LLC serves all types of commercial income-producing property development program financing requests with a combination of feasibility studies, due diligence services, structured finance consulting and a focus on outsourced commercial underwriting review services.  Rainmaker Underwriting, LLC’s service area includes all of the continental United States, Canada, Mexico and the Caribbean Basin.


Email: clinton.lovell@gmail.com

Project Feasibility Studies, Commercial Real Estate Development Finance Consulting, Outsourced Underwriting Services, Due Diligence Documentation Services & Project Management Consulting

16215 Friar Circle, Spring, Texas 77379.

©Copyright 2015, Rainmaker Underwriting, LLC  All rights reserved.