	RAINMAKER MARKETING CORPORATION 281.537.1200

USDA Rural Economic Development Loan & Grant Program ("REDLG") Capital Financing Consulting - Continued...

The United States Department of Agriculture (USDA) has been operating the Business and Industry (B&I) Loan program under the Rural Economic Development Loan & Grant Program ("REDLG") title for decades. There have been some important amendments to this title and to the various Farm Acts supporting the mission of the USDA, so it is important to get the latest information to determine which programs are available, which programs still have funding authority and which geographical areas qualify as program service areas.

The key things to bear in mind are:

The B&I provides a loan guarantee to the lender in the case of default and foreclosure, but it doesn't insure the borrower. If you are seeking non-recourse development financing, this approach does not provide non-recourse financing. For rural area businesses seeking more than $5 million in capital financing, the EB-5 program is what you are most likely looking for. Click here for more information on the EB-5 program.

The B&I program is not a government handout; your project must meet commercial/institutional underwriting standards as the government is not buying the loan, only providing a guarantee to the lender. This means you need a complete commercial real estate due diligence presentation including a market feasibility study, financial feasibility study, business plan of operations and capital funding plan for the business in addition to the technical due diligence documents supporting the proposed development.

Do You Know The Secret?

When it comes to commercial real estate development finance, it doesn't matter whether you need to raise $5 million or $50 million, the out-of-pocket costs, advance fees and project due diligence costs will always require the same relative investment dollars the promoters have to fund. Do you know what that amount is? Do you know the Secret?

Rainmaker Marketing Corporation can trace its history back all the way to 1989. Incorporated in 1993, Rainmaker Marketing Corporation has evolved over time into a full-service business to business consulting firm. Rainmaker Marketing Corporation’s initial specialization was in issues and documentation needs corresponding to the capital funding cycle for commercial real estate development projects with a primary focus on senior housing and health care related properties. Today, Rainmaker Marketing Corporation serves all types of commercial income-producing property development program financing requests with a combination of feasibility studies, due diligence services, structured finance consulting and a focus on commercial real estate syndication services. Rainmaker Marketing Corporation’s service area includes all of the continental United States, Canada, Mexico and the Caribbean Basin.

281.537.1200

Email: consultants@rainmakermarketing.com

Commercial Real Estate Development Finance, Due Diligence Documentation, Syndication & Project Management Consulting

15519 Dawnbrook Drive, Houston, Texas 77068.